In my opinion,it's better to think about the future and save money.Because we can't just think the present moment.If we spend all the money,our future life will be very difficult.So in order to make our future more bright,we'd better save money and consider more.And saving money doesn't mean we can't enjoy our life today.We can also set short-term and long-term financial goals to balance them.
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Discussion for Unit 4
Is it better to think about the future and save money or live life today to the fullest possible, spending all the money?
49 回复
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This is a deeply personal question that doesn't have a one-size-fits-all answer. It depends on individual values, financial goals, and life circumstances. Here are some considerations for both perspectives:firstly,Thinking About the Future and Saving Money; secondly,Living Life Today to the Fullest and Spending Money;Last but not the least,Set Financial Goal and Determine what your short-term and long-term financial goals are, and create a budget that aligns with those goals.
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your opinion is commendable for acknowledging the personal nature of financial decisions and emphasizing the importance of individual values and goals. However, the reply could be improved by providing more specific insights or examples for each perspective, to foster a deeper understanding of the trade-offs involved in saving versus spending.
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Diffrerent life philosoghy lead to different chioce.As for me,living a life with joy is more improtant.But it's quite the oppoiste to the tradition.To balance the result,maybe it's more important to cut down some unnecesssary cost to have a litttle savement for accidents.
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Your opinion is insightful for highlighting the role of personal philosophy in financial decisions and suggesting a balanced approach. However, the response could benefit from clearer grammar and spelling to enhance clarity. The idea of cutting costs is practical, but it lacks specifics on how to achieve this balance.
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I think it is a complex question. On one hand, saving provides security and peace of mind, ensuring we can handle unexpected expenses and achieve long-term goals. On the other hand, living in the moment brings immediate joy and fulfillment, creating memorable experiences and enriching our daily lives.I think the key lies in finding a balance between the two. We should save responsibly while also allowing ourselves to enjoy the present. By creating a reasonable budget that includes both savings and leisure activities, we can ensure financial stability without sacrificing the beauty of living in the moment.
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I think it‘s a complicated question. The decision depends on various factors and different people may have different preferences. On the one hand, saving money and thinking about the future provides a safety net. The money you have saved may help you cover unexpected expenses such as medical emergencies or sudden job losses. Also, saving allows you to achieve major life goals like buying house. On the other hand, live life today to the fullest can make your life more colorful and get you fully immersed in life. Spending money definitely can give you a sense of pleasant.
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Your opinion is well-structured, acknowledging the complexity and personal nature of the decision. You effectively weigh the pros of saving for security and goals against the cons of enjoying the present. However, the response could be enhanced by addressing potential consequences of excessive spending or saving, and suggesting a middle ground.
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As far as I'm concerned,I think it is better to think about future and save money.For now,we don't have the thing which will cost losts of money.On the basis of existing,we may save some money,but that don't means that we can intemperate buying.For future,there are lots of things unkonwn,we can not predict what will happen.So some deposits are necessary.They will play a great role in our time of need.But different people have different choices.As long as we can plan well,no matter which choices will lead a good life.
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Your opinion is practical and demonstrates foresight by emphasizing the importance of saving for unforeseen expenses. However, the response could be more concise and clear. The mention of “intemperate buying” is vague, and the balance between saving and enjoying the present is not fully explored.
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From my point of view,both saving for the future and living in the moment have their merits, and I am prone to save for the future.
Saving for the future provides financial security. It allows you to handle unexpected events such as medical emergencies or job loss. For example, having a savings fund can help you pay for home repairs, or support you during a period of economic downturn. It also enables you to achieve long - term goals like buying a house, funding your academic education. -
I think it's better to save some money considering the future. First of all, we can't predict whether there will be emergencies in the future, such as sudden illness and other situations that require a lot of money. If we have savings, it will be easier to get through difficult times. Second, we can save money to fulfill a dream, such as traveling to a certain place, buying a car or a house, etc.
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Both saving for the future and living in the moment have their own advantages, and which one is "better" depends on an individual's values and circumstances.Saving for the future provides security, but enjoying life now can bring immediate happiness. A balance is often best.In conclusion, a balanced approach is often the most ideal. You can allocate a portion of your income for savings and future planning while also setting aside some money to enjoy the present and have fulfilling experiences.
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Saving money for the future gives financial security for emergencies, long - term goals like housing and retirement. But spending all to live fully now offers immediate unique experiences. Extreme of either is bad. A balance with some for saving and some for current enjoyment is better.
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It is hard to deciside which one is better.From the perspective of the whole society, it has been agreed for many years that saving money for the future is a good habit, preparing to buy a house or a car in advance.But today's young people pay more attention to the present, care about whether they are happy now, and refuse to feel anxious about unknown things in the future.In my perspective,It is more appropriate to mix the two ideas.We are supposed to save money for the unknown future to fave with some emergencies that requires a lot of money.But we do should focus on the present，like a trip on demand, buying happiness with money is also a great option. However，this idea definitely doesn't mean we can spend all our money and live beyond our means.
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In my opinion,saving money for the future is super important. It gives you security and helps you reach big goals later. But if you never have any fun now and just save, life can get a bit boring. So, it's about finding that middle ground. Like, save some, but also treat yourself once in a while. No one want to be an old grump with a fat bank account but no memories.
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Everyone has their own thoughts on this issue. From my point of views ,the best approach may be to find a balance between saving for the future and enjoying life in the present. Because,we need to be prepared for the uncertainty future so that we can get through difficult times at any time. At the same time, life is only once, and we need to please ourselves.Let money provide emotional value allows us to enjoy life better.
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As for me,it is better to think about the future and save money.Because there are so many unpredictable things in our daily life,we can't ensure whether we need a large sum of money in the future.What if i or my family need money to receive treatment ,and what if i need money to study abroad?Nobody can guarantee it.So i need to open an account to save my own money .Maybe a lot of things are attractive at the moment,but they will lose their value soon,and then become rubbish.What's more,i want to be an organized person,but not a person who spend money like water without a second thought.
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Saving money for the future is important. It helps when unexpected things happen, like losing a job or getting sick. Also, saving can help us reach our goals, like buying a house or traveling.
On the other hand, enjoying life now is good too. Spending money on experiences and things we love can make us happy. It's important to have fun and enjoy the present.
We should find a balance. Save some money, but also spend on things that make us happy now. This way, we can have a good life today and be ready for tomorrow.
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I agree more with the latter viewpoint, as in my opinion, today is the most worthwhile time for us to cherish. Although I understand that saving money can prepare us for certain unforeseen events in the future, my current priority is to embrace happiness in the present. However, this does not mean falling into the trap of consumerism or spending money just for the sake of spending. Rather, it refers to not letting anxiety about an unknown future overshadow our lives, and instead, rationally cherishing the moment.
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I agree more with the latter viewpoint, as in my opinion, today is the most worthwhile time for us to cherish. Although I understand that saving money can prepare us for certain unforeseen events in the future, my current priority is to embrace happiness in the present. However, this does not mean falling into the trap of consumerism or spending money just for the sake of spending. Rather, it refers to not letting anxiety about an unknown future overshadow our lives, and instead, rationally cherishing the moment.
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I agree with the former point.If we choose to think about the future and save money, wecan ensure a more stable future. For example, saving money can help in case of unexpected illnesses, for retirement, or to achieve long term goals such as buying a house or paying for children's education. Many people save a part of their monthly salary in a pension account for their retirement life.So it is definitely a guarantee for your future life because no one can promise to you what wolud happen in the future.
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I think it's better to save money to consider the future. Firstly, saving money can help us accumulate some savings for ourselves and lay a solid economic foundation for the future. Secondly, Although we have money now, we shouldn't spend it all.Appropriate spending and saving a little money every month is a more conservative way of life. In this way, we will have money to travel or do the things we want to do in the future.
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Deciding between thinking about the future and saving money or living life to the fullest and spending all one's money is a tough choice. Saving for the future has its advantages. It offers security for unexpected events and helps achieve long-term goals like buying a house or funding retirement. For example, starting to save young provides a solid financial foundation later. However, focusing only on saving can make you miss out on present experiences. You might skip trips, shows, and other enjoyable things.
On the other hand, living life to the fullest by spending all money has its perks too. You create great memories and have exciting adventures. For instance, a once-in-a-lifetime trip can be amazing. But it also has drawbacks. Without savings, you're vulnerable to financial hardships. An unexpected expense can lead to debt. And it's hard to achieve long-term financial goals.
In conclusion, a balanced approach is best. Save some money for the future while also enjoying life in the present. -
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I think it depends on an individual's current situation. If he is young, has a stable income and a certain ability to resist risks, then it's better to spend money appropriately to enjoy the present while also saving some. However, if he is a middle-aged person with a family, has unstable economic conditions or has clear long-term financial goals that require a large amount of funds, then it may be more important to save money for the future.
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In my opinion, it's wiser to strike a balance. While it's essential to plan for the future and have some savings as a safety net for unforeseen circumstances like illness or job loss, completely forsaking the joys of today isn't the answer. We can allocate a reasonable portion of our income for savings and also set aside some for experiencing and enjoying life right now.
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So, to answer this question, firstly I need to elaborate my opinion on another more basic question, what is money?
For my perspective, money is just the simple thing to exchange other what you need or want. It represents prices, but itself, a piece of paper, is not worth much prices.I mean that, it borns to be spent and exchange things.
Isn't it always something we need or want, no matter in today or future? So if there are something I really like, on the premise of meeting daily needs, of course I'll spend money on them. If nothing do I want in recent, I'll just save money to prepare for those needs as well as wants in the future. However, I think there must be some money to be saved up for those unexpected situations that are possibly coming, such as suffering from a disease.
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